Fast, easy financing for practically anything. 

LightStream by Truist is the nation’s premier online unsecured loan. We offer low-interest, fixed-rate loans from $5,000 to $100,000 for practically any purpose. 

• Auto Refinance
• Classic Car Financing
• Lease Buyout
• Motorcycle Loans
• New Car Loans
• Private Party Auto Purchase
• Used Car Loans

LightStream loans are offered by Truist, and we believe that good-credit customers deserve a fast and easy loan process, incredible service and excellent rates. 

Customers can apply from the website or mobile app and receive funds directly deposited into their account as soon as the same day they apply.

A fixed rate loan for practically anything.

LightStream loans are a unique financing solution that allow customers with strong credit to borrow funds for purchases that had previously required collateral, or that fall into categories where few or no loan options exist. With fixed competitive rates and flexible terms, a LightStream loan for $5,000 to $100,000 can be delivered directly to a borrower’s bank account, often as soon as the same day.   There are no fees or charges, nor penalties for early payment.

You’ll find that your LightStream loan is cost-efficient, offered at a competitive rate, and in an environmentally friendly manner that is virtually paperless!

A LightStream loan can be used for:

• Car Loans & Refinance Loans
• Home Improvement Loans
• Pool Loans
• Timeshare Financing & Vacation Ownership Loans
• Boat Loans & Aircraft Financing
• Fractional Loans
• Jewelry Financing
• Adoption Financing
• PreK-12 Education Loans
• Horse Loans
• and almost anything else!